Terms & Conditions
Last updated: [LAST UPDATED DATE]
1) About Fintego
Fintego is a trade name of Niki Pay Limited (“Fintego”, “we”, “us”, “our”). These Terms govern your use of fintego.co and related pages (the “Website”). Additional terms may apply to specific services or customer agreements.
2) No banking relationship
Fintego is not a bank. We do not accept deposits, do not provide savings accounts, and do not provide lending. Nothing on the Website should be interpreted as banking or deposit-taking services.
3) Eligibility and permitted use
You must be legally capable of entering a binding agreement and must use the Website in compliance with applicable laws. You agree not to use the Website for unlawful, fraudulent, or prohibited purposes.
4) Compliance and onboarding
Access to services (if offered) may require KYC/KYB, beneficial ownership information, screening, and ongoing monitoring. You agree to provide accurate, complete, and up-to-date information and to promptly update information if it changes. We may request additional documentation, including source-of-funds/source-of-wealth information, where required.
5) Prohibited activities
You must not use the Website or any services in connection with:
• Money laundering, terrorist financing, fraud, or criminal activity
• Sanctions violations or dealings with prohibited persons/entities
• Any activity that is illegal in the applicable jurisdiction
• Any attempt to interfere with our security, systems, or operations
6) Intellectual property
The Website and its content are owned by or licensed to Fintego and are protected by intellectual property laws. You may not copy, modify, distribute, or create derivative works without our permission, except as allowed by law.
7) Third-party links and services
The Website may contain links to third-party sites or services. We are not responsible for third-party content, policies, or practices.
8) Disclaimers
The Website is provided on an “as is” and “as available” basis. We do not warrant that the Website will be uninterrupted or error-free. Information on the Website is for general information only and is not legal, financial, or investment advice.
9) Limitation of liability
To the maximum extent permitted by law, Fintego will not be liable for indirect, incidental, special, consequential, or punitive damages, or for loss of profits, revenue,
data, or goodwill arising from your use of the Website.
10) Indemnity
You agree to indemnify and hold harmless Fintego from claims, damages, losses, and expenses arising out of your misuse of the Website or violation of these Terms.
11) Suspension and termination
We may suspend or restrict access to the Website at any time for security, compliance, or operational reasons. We may also remove content or block traffic where we reasonably believe there is risk or misuse.
12) Changes to these Terms
We may update these Terms from time to time. Updates will be posted on this page with a revised “Last updated” date. Continued use of the Website after changes constitutes acceptance.
13) Governing law and venue
These Terms are governed by the laws of Canada and the laws of the Province/Territory of British Columbia, without regard to conflict of laws principles. Any disputes will be brought exclusively in the courts located in that Province/Territory.
14) Contact
Support: support@fintego.co
Compliance: compliance@fintego.co
Address: NIKIPAY LIMITED 300-1095 McKenzie Avenue Victoria, BC V8P 2L5, Canada
